Hello Guest

First Time Home Buyers In The Central Okanagan

Your guide to a seamless, first-time home buying experience in the Central Okanagan.

Nicole’s Best Bang for your Buck!

607 2750 Olalla Road, West Kelowna

$999,800 2 Beds 2 Baths 1236 sqft

"Welcome to The Residences at Lakeview Village, the newest premier development in West Kelowna. ..."

View This Listing

Nicole’s Best Bang for your Buck!

2835 Thacker Drive, West Kelowna

$1,200,000 4 Beds 4 Baths 3388 sqft

"Well built and lovingly cared for this spacious 4-Bed, 4 Bath home with amazing close up ..."

View This Listing

Nicole’s Best Bang for your Buck!

4976 Princeton Avenue, Peachland

$1,649,000 2 Beds 1 Baths 1440 sqft

"7.08 Acres. Total sq ft would be approx 12145 sq ft plus garage 519 Sq ft Bsmt sq ft finished ..."

View This Listing

Nicole’s Best Bang for your Buck!

8 3535 McCulloch Road, Kelowna

$334,950 2 Beds 2 Baths 1054 sqft

"Here's your chance to own one of the few modern manufactured homes available today. ..."

View This Listing

Nicole’s Best Bang for your Buck!

306 1490 B Gordon Drive, Kelowna

$275,000 2 Beds 2 Baths 1222 sqft

"Affordable large 2 bed 2 bath condo centrally located in Kelowna North close to transit, ..."

View This Listing

Nicole’s Best Bang for your Buck!

225 Cambie Road, Kelowna

$1,799,888 4 Beds 1 Baths 2141 sqft

"Prime Development Opportunity in a Highly Desirable Location! 4 Beds | 1 Bath | 9000+ Sq Ft Lot ..."

View This Listing

Nicole’s Best Bang for your Buck!

240 Pemberton Road, Kelowna

$1,855,000 4 Beds 3 Baths 2291 sqft

"Prime Development Opportunity in a Highly Desirable Location! 4 Bed + Den | 3 Bath | 2250 Sq Ft ..."

View This Listing

Nicole’s Best Bang for your Buck!

210-240 Pemberton Road, Kelowna

$9,373,664 1.09 acres

"Developers/Builders Opportunity – 1.09 Acre Land Assembly in Prime Location! 5 Properties | ..."

View This Listing

Nicole’s Best Bang for your Buck!

17680 Rawsthorne Road, Lake Country

$759,900 9.67 acres

"Presenting a stunning 9.671 acre lot overlooking the pristine waters of Kalamalka Lake. A rare ..."

View This Listing

Nicole’s Best Bang for your Buck!

210 Pemberton Road, Kelowna

$1,799,888 4 Beds 2 Baths 2560 sqft

"Prime Development Opportunity - Incredible Location! Presenting a unique opportunity in a ..."

View This Listing

Nicole’s Best Bang for your Buck!

230 Pemberton Road, Kelowna

$1,969,000 3 Beds 2 Baths 1690 sqft

"Prime Development Opportunity – Exceptional Location! 3 Beds | 2.5 Baths | In-Law Suite | 2-3 ..."

View This Listing

Nicole’s Best Bang for your Buck!

1959 Spyglass Way, West Kelowna

$627,000 0.29 acres

"Discover an exceptional opportunity to own a prime piece of land in a prestigious area of the ..."

View This Listing

Helping You Purchase Your First Home

Welcome to Nicole’s First-Time Home Buyers Hub, a dedicated space designed to demystify the home-buying process and empower you to make informed decisions.

Why This Page Is Your New Best Friend:

Buying your first home comes with a mix of emotions — excitement, anticipation, and, let’s face it, jitters. My goal is to turn that overwhelm into empowerment. This page is your go-to resource for:

  • Understanding the Basics: I break down the home-buying process into simple, digestible steps, so you know exactly what to expect.
  • Financial Know-How: Get savvy with your finances. From budgeting tips to understanding mortgage options, I’ve got you covered with a list of amazing mortgage professionals.
  • Exploring Neighborhoods: Discovering the right neighborhood is like finding the perfect pair of shoes; it needs to fit just right. I’ll guide you through the factors to consider.
  • Navigating Legalities: Don’t let legal jargon scare you. We’ll explain the paperwork, contracts, and legal aspects in plain language.
  • Expert Advice: Hear from real estate experts, mortgage professionals, and seasoned homeowners who’ve been in your shoes.
Condo

Starter Condos (Under $600K)

Purchasing a condo as your first home can give you many options for the future and tend to be more affordable than purchasing a single family home. Options to use a condominium as a revenue property or trade it up in the future are top of the mind options for many first time buyers.

View Listings

Townhomes

Starter Townhomes (Under $800K)

First time home buyers looking for more space, a lower price tag, and less unexpected maintenance costs tend to lean towards townhome options. A townhouse is a great option for buyers looking for a gentle leap into homeownership.

View Listings

Starter Home

Starter Homes (Under $1M)

Buyers looking for more freedom over a property, more square footage, yard space and privacy, potential for additional rental income, and no strata bylaws are top prospects for single family home ownership.

View Listings

Let’s Start Your Search!

250-808-3125 | nicolemcwilliamsproperties@gmail.com

First Name(Required)
First Name(Required)
Consent

Rental Allowances

Kelowna has the lowest vacancy rate of any Canadian city at 0.6% which means investing in the Central Okanagan is a great opportunity for investors looking for properties with short-term and long-term rental potential.

Need Link for This

Pet Friendly

Pet Friendly

Finding properties that are pet friendly can be a difficult task, especially in strata complexes. Pet restrictions in strata buildings can limit the type of animal, breed, height and amount of pets an owner has. It’s important to pay attention to complex rules and find a property that meets your needs.

Need Link for This

How Nicole Helps First Time Home Buyers

Your journey to homeownership is a big deal, and you deserve a dedicated advocate who can:

  • Provide Expert Guidance: I bring extensive knowledge of the local real estate market and trends. I’ll help you navigate the complexities and nuances of your area, ensuring that you make well-informed decisions.
  • Personalize Your Experience: Your dream home isn’t a one-size-fits-all. I take the time to understand your unique preferences, budget, and lifestyle to curate a tailored search just for you.
  • Demystify the Process: The home buying process can be daunting. I’ll break it down into manageable steps, so you’ll always know what to expect next.
  • Unlock Exclusive Opportunities: My network of industry connections and access to off-market listings can open doors to properties that you might not find elsewhere.
What You Can Expect from Our Partnership:
  1. Comprehensive Education: I’ll guide you through the entire process, from understanding financing options to explaining contracts and legalities in plain language.
  2. Customized Home Search: Together, we’ll identify neighborhoods, amenities, and property features that match your vision of the perfect home.
  3. Negotiation Expertise: I’ll work diligently to secure the best deal for you, from negotiating price and terms to navigating inspections and contingencies.
  4. Support Beyond Closing: My commitment doesn’t end at closing. I’ll be here to answer questions, provide recommendations for local services, and ensure a smooth transition into your new home.
Contact Nicole

Ready to Begin Your Journey? Let’s Get Started!

Whether you’re just starting to dream about your first home or you’re in the midst of the process, this page is crafted for you. Your dream home is closer than you think, and I’m here to make the journey enjoyable and stress-free. Let’s turn that dream into keys in hand!

Budgeting

Budgeting for Expenses

Calculate what you can afford and what type of payments you will expect. Each property type can have different costs associated. For example, a home’s maintenance and costs will be the sole responsibility of the homeowner but a strata property tends to share these expenses with each other with monthly strata payments and special levies.

View Listings

Down Payment

Prepare Your Down Payment

Organise a downpayment. It is nearly impossible to buy a home without having any money saved for the purchase and the closing costs associated with the purchase. Taking a deep dive into your finances with a planner and mortgage broker is mandatory to avoid surprises.

View Listings

Market Research

Conduct Market Research

Understand home prices and take the time to research the local market with your Realtor.

View Listings

Property Type

Find The Right Property Type

Research areas and property types that would fit your lifestyle best. Common property types include: Strata, Freehold, Leasehold – condo, townhouse, duplex, duplex with suite, fourplex, stratified carriage home, house, house with suite, acreage

Need Link for This

Programs to Consider for First Time Home Buyers

  • Federal First Time Home Buyer Credit
  • RRSP Home Buyers Plan
  • Goods and Services Tax Credit
  • BC Homeowners Grant
  • BC First Time Home Buyers Program
Contact Nicole

Resources for First Time Home Buyers

There is a lot to understand about the home buying process, especially for first-time buyers. Thankfully, partnering with the right real estate agent can ease the process by supplying the right resources right up to moving day.

Contact Nicole

First Time Home Buyers Guide

Here’s a valuable guide for first time home buyers that outlines important details when getting started on your search and provides knowledge on the major topics involved in buying real estate.

Contact Nicole

Available Programs For First Time Buyers

Find out what programs are available to first time home buyers looking to purchase in BC and Canada and check out whether you qualify for the available programs to possibly save thousands!

Contact Nicole

How To Prepare For Homeownership

Purchasing a home is more than just setting up a search and looking at listings online. It’s a big process that requires research, preparation, large sums of money and a flexible timeline!

Contact Nicole

Contact Nicole

Let’s Start Your Search!

250-808-3125 | nicolemcwilliamsproperties@gmail.com

First Name(Required)
First Name(Required)
Consent

NMC Logo

First Time Buyer

Investment Properties

Real Estate Listings

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA" MLS®, REALTOR®, and the associated logos are trademarks of The Canadian Real Estate Association. This website is operated by a brokerage or salesperson who is a member of The Canadian Real Estate Association. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association, who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy The listing content on this website is protected by copyright and other laws, and is intended solely for the private, non-commercial use by individuals. Any other reproduction, distribution or use of the content, in whole or in part, is specifically forbidden. The prohibited uses include commercial use, “screen scraping”, “database scraping”, and any other activity intended to collect, store, reorganize or manipulate data on the pages produced by or displayed on this website.

Multiple Listing Service (MLS) trademark® The MLS® mark and associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. ©2017 The Canadian Real Estate Association. All rights reserved. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.